/F4 523 0 R /Pg 35 0 R >> /Type /Page /Type /Group /ProcSet [/PDF /Text /ImageB /ImageC /ImageI] /GS9 519 0 R 378 0 obj /P 3 0 R /Pg 27 0 R << >> endobj >> >> 275 0 obj /P 3 0 R /P 3 0 R /Type /StructElem /K [1561 0 R] endobj /Type /StructElem /Pg 32 0 R In such cases, the commission or bonus is not earned in the pay period in which the sales are actually made. In addition, for 6 of the module documents so-called "Delta Commentary" documents are provided, which contain detailed information on changes within the affected messages. >> /S /Header 33 0 obj << 355 0 R 356 0 R 357 0 R 358 0 R 359 0 R 360 0 R 361 0 R 362 0 R 363 0 R 364 0 R 166 0 obj /Type /StructElem /RegistryName (http://www.color.org) /P 3 0 R /Pg 34 0 R endobj /Type /StructElem /K [15] /K [864 0 R 761 0 R] 63 0 obj /S /Header >> endobj /Image248 689 0 R /Diagram /Figure /Meta15 517 0 R >> /Pg 28 0 R 275 0 R 276 0 R 277 0 R 278 0 R 279 0 R 280 0 R 281 0 R 282 0 R 283 0 R 284 0 R << /Type /StructElem 445 0 R 446 0 R 447 0 R 448 0 R 449 0 R 450 0 R 451 0 R 452 0 R 453 0 R 454 0 R /Pg 32 0 R /K [985 0 R 986 0 R] << The payment standard is a part of the calculation worksheet that every voucher holder family is provided. /P 3 0 R << >> /A 1562 0 R /Meta15 517 0 R >> /P 3 0 R /Type /StructElem /F4 523 0 R >> << << >> /S /Header /Image247 688 0 R >> /XObject << << endobj /Group << /P 3 0 R 0 /S /P /StructParents 109 endobj << /S /P /StructParents 1 /Parent 2 0 R /Pg 13 0 R /S /P endobj /S /TOCI /S /Header /Type /StructElem endobj /S /P /F6 531 0 R /Type /StructElem /K [2] 455 0 R 456 0 R 457 0 R 458 0 R 459 0 R 460 0 R 461 0 R 462 0 R 463 0 R 464 0 R >> /Type /StructElem Securing the Future of Payments: PCI SSC Publishes PCI Data Security The Payments Canada Board of Directors provides overall oversight. >> /Pg 17 0 R 1184 0 R 1185 0 R 1186 0 R 1187 0 R 1188 0 R 1189 0 R 1190 0 R 1191 0 R 1192 0 R 1193 0 R >> /Type /StructElem >> /Pg 41 0 R /K [15] The exchange of more remittance information with payments offers the potential for: Standards play an important role in the development and facilitation of business through the promotion of safety, quality and technical compatibility. /P 3 0 R /Type /StructElem /Type /StructElem 119 0 obj >> 271 0 obj >> /P 3 0 R /Alt () endobj This document serves as guidance for the technical implementation of the "Bank To Customer Account Report" (camt.052), "Bank To Customer Statement" (camt.053) and "Bank To Customer Debit/Credit Notification" (camt.054). /S /Footer /MediaBox [0 0 595.32 842.04] /P 3 0 R >> All Rights Reserved. << 1277 0 R 1278 0 R 1279 0 R 467 0 R] endobj << Payments Canada provides final approval of any endorsed usage changes as well as the addition of any new messages to the ISO 20022 message portfolio. Simon Cox, J.P. Morgan Managing Director of Channels Technology, urges both FIs and corporate clients to consider technical architecture changes and a workable scope. /F1 520 0 R /K [7] /S /P >> /Pg 18 0 R /K [6] /Contents 642 0 R /P 3 0 R endobj /P 3 0 R /P 3 0 R Eligibility for particular products and services is subject to final determination by JPMC and or its affiliates/subsidiaries. >> >> /K [17] /Image245 686 0 R >> We also lead volunteer service activities for employees in local communities by utilizing our many resources, including those that stem from access to capital, economies of scale, global reach and expertise. /K [8] << /S /P endobj In other words, this is not just a standard which banks must comply with. 23 0 obj /Parent 2 0 R >> /Type /Group Multinational corporations will also benefit from global interoperability as more and more jurisdictions are moving to the ISO 20022 standard. /Type /StructElem /Pg 32 0 R >> The standard enables efficient payments clearing and settlement among financial institutions globally through the use of a common set of messages and language that the institutions agree to use in a consistent way. endobj /F1 520 0 R /P 3 0 R /Type /Group >> /Type /StructElem 311 0 obj >> /OutputConditionIdentifier (sRGB) /S /Link << 393 0 obj >> /Type /StructElem >> >> 70 [983 0 R 984 0 R 985 0 R 986 0 R 193 0 R 194 0 R 987 0 R 988 0 R 989 0 R 990 0 R >> << >> >> /Type /StructElem 488 0 obj << /Pg 12 0 R /Pg 17 0 R /S /P 413 0 obj 56 0 obj /ProcSet [/PDF /Text /ImageB /ImageC /ImageI] << /K [792 0 R 793 0 R] >> About Us. 322 0 obj /S /Header 309 0 obj /P 3 0 R endobj 156 0 obj endobj >> << /K [14] /S /L /Pg 28 0 R 1000 0 R 1001 0 R 201 0 R 202 0 R 203 0 R 1002 0 R 1003 0 R 1004 0 R 1005 0 R 1006 0 R] 2020 JPMorgan Chase & Co. All Rights Reserved. It has defined new ISO 20022 payment messages and rules to be used between its member financial institutions, and acts as the knowledge leader for ISO 20022 in Canada by providing resources and support with its participant financial institutions and stakeholders through education, training and operational support. /ProcSet [/PDF /Text /ImageB /ImageC /ImageI] /Type /StructElem /StructParents 87 /Pg 41 0 R /S /H4 /Pg 12 0 R /P 3 0 R Employers must establish a regular pay period and a regular pay day for employees. /Type /StructElem /Type /StructElem >> /K [10] << /S /Header endobj The content of the SIC Platform Release 4.10 dated 17 November 2023, which has been defined and approved by the governing interbank committees, was announced by means of an official circular letter (incl. /Type /StructElem 8 0 obj /Type /StructElem /S /P /Type /StructElem 16 0 obj H. Indian Accounting Standards (Ind AS) as on 01.04.2022 . The new rates for 2022 reflect a one point five percent (1.5%) increase for 2020 and one point five percent (1.5%) increase for 2021. << >> Student Rates of Pay for 2022 - Canada.ca /P 3 0 R /S /Header /Type /StructElem << /P 3 0 R << >> /S /H2 /K [1480 0 R] >> /P 3 0 R /N 3 /P 3 0 R /Type /StructElem endobj ISO 20022: Standards | Swift /Group << /GS9 519 0 R << >> /Pg 23 0 R >> >> 473 0 obj /Pg 13 0 R /S /Transparency /Pg 27 0 R /Type /StructElem /P 3 0 R /Pg 33 0 R /K [20] /S /Header 320 0 obj >> Neither this material nor any of its contents may be disclosed or used for any other purpose without the prior written consent of JPMorgan. /ProcSet [/PDF /Text /ImageB /ImageC /ImageI] endobj /K [9] /S /Header /A 1567 0 R 113 1280 0 R 114 1281 0 R endobj Please review its terms, privacy and security policies to see how they apply to you. /K [18] /Pg 21 0 R /K [0] In the future, as more payment schemes adopt ISO 20022 messages, well review our maintenance schedule to ensure it remains appropriate. endobj /Type /StructElem /Type /StructElem 415 0 obj << /K [20] /S /P /Type /StructElem << The payment standard is added to a portion of the family's income. /Type /StructElem /Pg 26 0 R endobj 220 0 obj endobj endobj << endobj /Parent 2 0 R /S /Transparency /S /Footnote /P 3 0 R /A 1576 0 R /Meta213 659 0 R /S /P << /P 3 0 R /S /TOCI /S /H3 452 0 obj /ProcSet [/PDF /Text /ImageB /ImageC /ImageI] /P 3 0 R /P 3 0 R /K [12] /Type /Group /K [1065 0 R 1066 0 R] /K [1159 0 R 1160 0 R] endobj /P 3 0 R /Pg 16 0 R 93 [301 0 R 1148 0 R 1149 0 R 1150 0 R 1151 0 R 1152 0 R 1153 0 R 1154 0 R 304 0 R 305 0 R /P 3 0 R /S /P /Type /Page /S /Transparency endobj << /Type /StructElem /K [1510 0 R 1511 0 R 1512 0 R 1513 0 R 1514 0 R 1515 0 R 1516 0 R 1517 0 R] /Type /StructElem 92 [294 0 R 1144 0 R 1145 0 R 296 0 R 297 0 R 1146 0 R 1147 0 R 299 0 R 300 0 R] endobj /MediaBox [0 0 595.32 842.04] endobj 302 0 obj /Type /StructElem /MSIP_Label_61354688-28ff-43f9-ae7a-258f2522a8ce_Enabled (True) endobj /Pg 30 0 R /S /P << /P 3 0 R >> /Sensitivity (C1 Public) /Parent 2 0 R 110 0 obj 25 870 0 R 26 871 0 R 27 872 0 R 28 873 0 R 29 874 0 R /Type /StructElem >> /Type /StructElem 95 1158 0 R 96 [1159 0 R 1160 0 R 311 0 R 312 0 R 313 0 R 314 0 R 315 0 R 316 0 R 317 0 R 318 0 R /S /P >> 458 0 obj /S /P /K [0] >> >> GHVP Payment Standards. /P 3 0 R /P 3 0 R endobj 188 0 obj >> /S /P endobj 464 0 obj /Resources << endobj /Type /StructElem /Pg 23 0 R 406 0 obj /P 3 0 R /F1 520 0 R 409 0 obj 13 0 obj /Pg 29 0 R /F1 520 0 R /K [11] >> /P 3 0 R >> >> /K [931 0 R 915 0 R] << endobj /Type /StructElem /F5 525 0 R /Type /Page >> /K [3] /S /Transparency << << /K [774 0 R 775 0 R] /Type /StructElem /Type /StructElem We are ready to welcome you to The 2023 SUMMIT. /Pg 33 0 R /S /Table /S /Table >> 457 0 obj Housing Choice Voucher /K [9] /Pg 39 0 R /Type /Group /Type /StructElem << << << The federal government recently announced that GST credit amounts will be doubled for a 6 month period this year. /Contents 528 0 R 226 0 obj /K [1155 0 R 1156 0 R] 370 0 obj /P 3 0 R It supports software providers/corporates and financial institutions in their effort to ensure a high quality of the technical validation of ISO 20022 messages. << /Type /StructElem They cover the business areas of cash management reporting and payment instruction placement. /Pg 26 0 R /F12 622 0 R >> endobj /P 3 0 R 369 0 obj >> /P 3 0 R << /Type /StructElem << /P 3 0 R /K [5] The definitions on credit transfers (Payment Initiation) cover the entire Swiss payment traffic and enable the submission of payment orders (including SEPA). /Type /StructElem /S /Figure /P 3 0 R >> >> << /F2 521 0 R endobj 1 0 obj << /Contents 643 0 R /Pg 16 0 R << /ProcSet [/PDF /Text /ImageB /ImageC /ImageI] /A 1482 0 R /Resources << << 314 0 obj 307 0 obj The payment standard for a family is the lower of: Payment standard for the family unit size indicated on the voucher; or /ExtGState << endobj << /S /Footer << 385 0 obj endobj /S /Transparency /MediaBox [0 0 595.32 842.04] 387 0 obj 249 0 obj /K [5] >> << >> /Resources << >> << /Type /StructElem >> endobj Payments Canada ensures that these financial transactions in Canada are carried out safely and securely. /P 3 0 R << >> /K [12] /S /Header /P 3 0 R /Pg 41 0 R /A 1526 0 R 59 0 obj /Pg 33 0 R The definitions for the bank-to-customer message report (Cash Management) cover the electronic account statement as well as the debit and credit notifications. endobj /Type /StructElem endobj /P 3 0 R 197 0 obj >> << /Parent 2 0 R /ProcSet [/PDF /Text /ImageB /ImageC /ImageI] /Pg 28 0 R /Pg 42 0 R >> >> endobj /S /P >> >> /P 3 0 R /K [1465 0 R 1466 0 R 1467 0 R] /Type /StructElem /Type /StructElem /Pg 35 0 R /S /P /P 3 0 R 82 0 obj /S /P /K [1593 0 R 1594 0 R 1595 0 R 1596 0 R 1597 0 R 1598 0 R 1599 0 R] >> endobj /Pg 32 0 R endobj /Image240 681 0 R >> << /F7 613 0 R endobj /Type /StructElem /Pg 33 0 R the purpose is to cover a loss due to faulty work. For example, faulty work could be a mistake in a credit card transaction, work that is spoiled or rejected, or a situation where tools are broken or employer vehicles damaged while on employer business; the employer has a cash shortage or has had property lost or stolen when an employee did not have sole access and total control over the cash or property that is lost or stolen. /K [12] /S /Figure ZIP Code Studio One Bedroom Two Bedroom Three Bedroom Four Bedroom Five Bedroom . /GS9 519 0 R /Pg 32 0 R endobj endobj /Meta15 517 0 R /P 3 0 R endobj The Financial Institutions Branch Directory (FIBD) provides routing numbers and addresses for branches of all Canadian financial institutions. 495 0 R 496 0 R 500 0 R 504 0 R 508 0 R] 97 0 obj endobj /Type /StructElem 757 0 R 758 0 R 759 0 R 760 0 R 761 0 R 762 0 R 763 0 R 764 0 R 765 0 R 766 0 R >> << << /K [1320 0 R 1321 0 R] /K [7] /F9 615 0 R /S /TOCI /Pg 23 0 R /Pg 22 0 R 259 0 obj endobj << endobj /S /P /K [18] 459 0 obj /F2 521 0 R /S /Header /S /L /Resources << A complex payments industry relies on a common language to keep dialogue open, and ISO 20022 is set to become that universal language. /S /Footer 485 0 obj >> /Pg 16 0 R 154 0 obj >> /P 3 0 R >> /Contents 638 0 R Due to the message version change with SPS 2022, a three-year parallel use was agreed for the SPS 2021 IGs until November 2025. /Pg 29 0 R << 50 0 obj /K [1272 0 R 1273 0 R] /Type /StructElem >> /P 3 0 R endobj /P 3 0 R /S /TOCI /S /TOCI /Pg 41 0 R >> /Annots [624 0 R] /F1 520 0 R endobj 289 0 obj /Type /StructElem 274 0 obj Payment Standards | Berkeley Housing Authority << /F10 616 0 R /K [31] << /Type /StructElem /GS9 519 0 R /Pg 28 0 R << /S /Footer >> << << /Group << /Type /StructElem << /S /P /F4 523 0 R >> 148 0 obj /S /Footer 572 0 R 573 0 R 574 0 R 575 0 R] /Type /StructElem /ViewerPreferences 7 0 R /P 3 0 R /K [1463 0 R] 50 0 R 738 0 R 739 0 R 740 0 R 741 0 R 742 0 R 743 0 R 744 0 R 745 0 R 746 0 R 421 0 obj /Type /StructElem /Pg 17 0 R << /S /Figure 362 0 obj << /Type /StructElem 438 0 obj /K [1364 0 R] /Type /StructElem endobj /Type /StructElem PDF Swiss Payment Standards 2022 - SIX Group /Pg 33 0 R >> << /S /Header /Type /StructElem /Type /StructElem 85 0 obj /Type /Page /K [10] /Pg 37 0 R 95 0 R 96 0 R 97 0 R 98 0 R 99 0 R 100 0 R 101 0 R 102 0 R 103 0 R 104 0 R >> Serving the world's largest corporate clients and institutional investors, we support the entire investment cycle with market-leading research, analytics, execution and investor services. 1294 0 R 1295 0 R 1296 0 R 1297 0 R 1298 0 R 1299 0 R 1300 0 R 1301 0 R 476 0 R 477 0 R /ProcSet [/PDF /Text /ImageB /ImageC /ImageI] To meet the needs of financial institutions, businesses and their customers, weve developed a rich portfolio of ISO 20022 payment messages. /S /P /Type /StructElem /Type /Page endobj << /Pg 34 0 R 368 0 obj payments, securities, foreign exchange, cards) to communicate using consistent terminology or syntax, which supports interoperability and more remittance information within the payment message. 503 0 obj /Type /StructElem 431 0 obj /P 3 0 R /GS6 518 0 R /S /Transparency /K [16] /K [15] /P 3 0 R However, payments are not always accessible. /ExtGState << 108 0 obj /Pg 22 0 R /P 3 0 R /Pg 41 0 R The Payment Standard refers to the maximum amount of subsidy HPD will pay for an apartment of the same size. << >> >> /P 3 0 R 331 0 obj <>stream 505 0 obj /Parent 2 0 R endobj /F8 614 0 R endobj /Type /StructElem This document contains instructions for the technical implementation of the "Bank To Customer Account Report" (camt.052), "Bank To Customer Statement" (camt.053) and "Bank To Customer Debit/Credit Notification" (camt.054). /XObject << >> /Group << /P 3 0 R 11/1/2022 10:04:57 AM . The impact for financial institutions expands beyond payables and receivables to transaction monitoring, client reporting and many other elements, so planning for migration sooner rather than later is key. /S /P 354 0 obj Effective March 8, 2022 . << /S /P >> 435 0 obj >> /F7 613 0 R endobj /Resources << /P 3 0 R /K [906 0 R 907 0 R] >> 323 0 obj /Type /StructElem /F2 521 0 R /K [7] /S /L /P 3 0 R /P 3 0 R /P 3 0 R /S /P
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